Policemen's Federal Credit Union

Rates » Loans

The rates listed are PFCU's prime rates. Individual rates may vary based on credit score.

Rates listed below for Vehicle Loans, Other Secured Loans, Equipment Secured Loans, Signature/Personal Loans and Second Mortgages Loans reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account.

Member Direct Deposit discounts exclude Share Secured Loans, Visa Cards, HELOCs and First Mortgage Products.  These rates are as listed below.

New Vehicles APR
2006 & Newer, maximum of 48 months2.25%
Used Vehicles APR
2006 & Newer, maximum 72 months2.25%
2004-2005, maximum 66 months3.50%
2002-2003, maximum 60 months3.50%
2000-2001, maximum 48 months4.50%
1999 and Older, maximum 36 months4.75%
Other Secured APR
Maximum 72 months4.99%
Equipment Secured APR
Maximum 72 months7.25%
Signature Loans APR
Maximum 48 months6.0%
Visa Cards* APR
Classic with NO annual fee11.90%
Gold with NO annual fee8.90%
Platinum with NO annual fee9.90%
Overdraft Protection APR
-15.50% / 18.00%

APR - Annual Percentage Rate
Rates are current as of 06/01/2013 and are subject to change without notice. Loans are subject to credit approval and borrower qualifications. Rates, terms and conditions are subject to change and vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval.

* For Credit Card Tips from the Consumer Financial Protection Bureau: To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau.

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