Rates » Certificates
Investing in a PFCU Share Certificate is a great way to earn a guaranteed return! The minimum balance to open and earn dividends is $500 for all terms. Rates are guaranteed for the term of your certificate.
| Certificates $500 to $20,000 | Dividend Rate | APY |
|---|---|---|
| 6 months | .99% | 1.00% |
| 12 months (1 year) | 1.74% | 1.75% |
| 18 months | 2.28% | 2.30% |
| 24 months (2 years) | 2.58% | 2.60% |
| 3 years | 2.92% | 2.95% |
| 30 months | 2.72% | 2.75% |
| 4 years | 3.16% | 3.20% |
| Certificates over $20,000 | Dividend Rate | APY |
|---|---|---|
| 6 months | 1.04% | 1.05% |
| 12 months (1 year) | 1.79% | 1.80% |
| 18 months | 2.33% | 2.35% |
| 24 months (2 years) | 2.63% | 2.65% |
| 30 months | 2.77% | 2.80% |
| 36 Months | 2.97% | 3.00% |
| 48 Month | 3.21% | 3.25% |
APY - Annual Percentage Yield
Dividend rates and APY's are current as of 03/01/2019.
Early withdrawal penalties may apply.