Policemen's Federal Credit Union

Products & Services » Loans

Consumer Loan Products

At Policemen's Federal Credit Union, we offer a variety of consumer loan options:

  • New and Used Vehicle Loans
    • GAP Plus Insurance (Guaranteed Asset Protection): In the event that your car is stolen, accidentally damaged beyond repair or otherwise declared a total loss, you are still liable for any existing loan balance on that vehicle. GAP Plus insurance helps cover the difference between your primary insurer's settlement and your loan balance. It also provides up to $1,000 toward the down payment of a replacement vehicle (when financed by PFCU). All this protection for just a few dollars a month!
    • Mechanical Breakdown Insurance (MBI): Insurance that pays for covered vehicle repairs after the manufacturer warranty expires. Coverage is available for new and used vehicles which qualify, and repairs can be done at any licensed facility in the United States. Towing service, rental car coverage, trip interruption, and tire protection coverage are available for covered losses even during the factory warranty period. Several convenient payment options are available!
    • Life / Disability Insurance: Extra protection for additional peace of mind.
  • Recreational Equipment (motorcycles, boats, campers, jet skis, etc.)
  • Equipment (dump trucks, bobcats, wreckers, etc.)
  • Signature Loans
  • Share Secured


If you have loans at other financial institutions such as car loans, motorcycle loans or signature loans, maybe we can help! If you qualify for a rate that's lower than your current loan somewhere else, we'd be happy to refinance that loan at PFCU and save you on interest. Remember, you can save even more if you have a PFCU Premier Checking account with direct deposit!

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