Unlock Your Financial Potential with Our Loan Solutions
At Policemen’s Federal Credit Union, we understand that life’s big moments often require financial support. Whether you’re looking to buy a home, purchase a vehicle, or fund personal projects, our tailored affordable loans options are designed to meet your needs. Explore our competitive rates and flexible terms to help you achieve your goals today!
Take advantage of our
Our Auto loan Insurance Packages
Guaranteed Asset Protection
GAP Plus Insurance
In the event that your car is stolen, accidentally damaged beyond repair, or otherwise declared a total loss, you are still liable for any existing loan balance on the vehicle. GAP Plus insurance helps cover the difference between your primary insurer’s settlement and your loan balance.
It also provides up to $1,000 toward the down payment of a replacement vehicle (when financed by PFCU). All this protection for just a few dollars a month!
- Covers the gap between your insurance payout and loan balance.
- Offers up to $1,000 for a down payment on a replacement vehicle (when financed through PFCU).
- Affordable protection for just a few dollars per month!
MBI
Mechanical Breakdown Insurance
Insurance that pays for covered vehicle repairs after the manufacturer’s warranty expires. Coverage is available for both new and used vehicles that qualify, and repairs can be performed at any licensed facility in the United States.
Towing service, rental car coverage, trip interruption, and tire protection are also available for covered losses, even during the factory warranty period. Several convenient payment options are available!
- Pays for covered repairs after the manufacturer's warranty expires.
- Available for both new and used vehicles that qualify.
- Repairs can be done at any licensed facility in the U.S.
- Includes towing service, rental car coverage, and trip interruption.
- Tire protection available for covered losses during the factory warranty period.
- Multiple convenient payment options!
Auto Essentials
Vehicle Protection
A comprehensive bundle of coverages designed to protect you from common driving incidents and unexpected out-of-pocket expenses.
This package goes beyond typical insurance policies, manufacturer warranties, and extended warranties to offer you additional peace of mind on the road.
Essential Coverage
- Key or Remote Replacement
- Tire & Wheel Road Hazard Protection
- Paintless Dent Repair
- Windshield Repair
24-Hour Roadside Assistance
- Lockout Service
- Towing
- Essential Fluids Delivery
- Emergency Road Services
- Emergency Battery Services
- Flat Tire Assistance
Take advantage of our
Our Life & Disability Insurance package can be added to any of our loan products
with the exception of mortgage loans
Life / Disability Insurance
Extra protection for additional peace of mind. This coverage ensures that, in the event of death or disability, your loan payments are taken care of, reducing the financial burden on you and your loved ones. It provides security and stability when life takes unexpected turns.
- Financial Security: In the event of your passing or disability, this insurance ensures your loan payments are covered, preventing financial strain on your family.
- Peace of Mind: Knowing that your loved ones are protected allows you to focus on what truly matters, without the stress of potential financial burdens.
- Stability During Uncertainty: Life can be unpredictable; this coverage offers a safety net, providing stability during difficult times.
- Customizable Options: Policies can often be tailored to meet your specific needs, ensuring you get the coverage that best fits your circumstances.
- Protects Your Assets: Safeguarding your loan payments means protecting your home or property, allowing you to maintain your lifestyle and secure your investments.
- Affordable Protection: Many plans offer competitive rates, making it easier to integrate this essential coverage into your financial planning.
In Addition
Loans & Equipment Financing Options
Recreational Equipment Financing
Enjoy life to the fullest with financing options for motorcycles, boats, campers, jet skis, and other leisure vehicles. Whether it’s for adventure or relaxation, this financing allows you to spread the cost of your recreational purchases with competitive rates and flexible terms.
Equipment Loans
Designed for equipment like dump trucks, bobcats, wreckers, lawn tractors and trailers, these loans offer tailored financing solutions to help your business grow. With flexible repayment options, you can invest in the essential tools you need to complete projects and increase productivity.
Signature Loans
Need quick access to cash without collateral? Our signature loans provide an easy solution with fixed terms and rates. Use the funds for any personal expense, whether it’s consolidating debt, covering unexpected costs, or making a large purchase.
Share-Secured Loans
Build your credit while keeping your savings intact. With a share-secured loan, you can borrow against your own savings or shares at a lower interest rate, without having to deplete your savings account. It’s a great option for managing expenses while maintaining financial security.
Competitive Rates
Enjoy some of the best rates available to keep your monthly payments manageable.
Personalized Guidance
Our mortgage specialists offer expert advice and one-on-one assistance to simplify the process.
Quick Pre-Approval
Get pre-approved fast, so you know exactly what you can afford before you start shopping for a home.
Mortgage Loans
Buying a home is a major milestone, and we’re here to make the process easier. With flexible mortgage options and personalized support, we help turn your homeownership dreams into reality. Whether you’re purchasing your first home, upgrading, or refinancing, we’ll guide you every step of the way with competitive rates and terms tailored to your needs.
Flexible Terms
Choose from a variety of loan terms that work for your budget and long-term goals.
Low Down Payment Options
We offer low down payment programs to make homeownership more accessible.
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