Our Auto Loan Rates
Discover competitive vehicle loan rates designed to help you get the car, truck, or motorcycle you need with flexible terms and affordable payments. At Policemen’s Federal Credit Union, our vehicle loans offer low rates, quick approvals, and tailored payment plans to fit your budget. Start your journey with us—click below to explore our current rates and see how we can help you hit the road with confidence.
New Vehicles
New Never Titled-
5.45% APR
Used Vehicles
2020 & Newer-
5.45% APR
Used Vehicles
2018 - 2019-
5.70% APR
Used Vehicles
2015 - 2017-
5.95% APR
Used Vehicles
2010 - 2014-
6.95% APR
Used Vehicles
2009 & Older-
8.50% APR
Used Vehicles
2015 - 2017-
5.45% APR
Used Vehicles
2018 - 2019-
5.70% APR
The rates listed are PFCU’s prime rates. Individual rates may vary based on credit score.
Rates listed below for Vehicle Loans, Other Secured Loans, Equipment Secured Loans, Signature/Personal Loans and Second Mortgages Loans reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account.
Member Direct Deposit discounts exclude Share Secured Loans, Visa Cards, HELOCs and First Mortgage Products. These rates are as listed below.
APR – Annual Percentage Rate
Rates are current as of 11/01/2024 and are subject to change without notice. Loans are subject to credit approval and borrower qualifications. Rates, terms and conditions are subject to change and vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval.
* For Credit Card Tips from the Consumer Financial Protection Bureau: To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau.
