The Best Auto Loan Rates
South Bend, IN
Discover the best auto loan rates you can get in South Bend with our competitive financing designed to help you get the car, truck, or motorcycle you need. We offer flexible terms and affordable payments tailored to your goals. Whether you need an auto loan refinance to lower your monthly bill or a low-rate motorcycle loan, you will get quick approvals and a payment plan that fits your budget.
Start your journey with us—click below to explore our current loan rates and see how we can help you hit the road with confidence.
New Vehicles
New Never Titled-
4.25% APR
Used Vehicles
2022 & Newer-
4.25% APR
Used Vehicles
2020 - 2021-
4.60% APR
Used Vehicles
2017 - 2019-
4.95% APR
Used Vehicles
2012 - 2016-
5.95% APR
Used Vehicles
2011 & Older-
7.25% APR
Used Vehicles
2015 - 2017-
5.45% APR
Used Vehicles
2018 - 2019-
5.70% APR
The rates listed are PFCU’s prime rates. Individual rates may vary based on credit score.
Rates listed below for Vehicle Loans, Other Secured Loans, Equipment Secured Loans, Signature/Personal Loans and Second Mortgages Loans reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account.
Member Direct Deposit discounts exclude Share Secured Loans, Visa Cards, HELOCs and First Mortgage Products. These rates are as listed below.
APR – Annual Percentage Rate
Rates are current as of 11/01/2024 and are subject to change without notice. Loans are subject to credit approval and borrower qualifications. Rates, terms and conditions are subject to change and vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval.
* For Credit Card Tips from the Consumer Financial Protection Bureau: To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau.
