closing at noon on Wednesday December 31st and closed January 1st in observance of the new year, our office will be closed December 24th & 25th.

closing at noon on Wednesday December 31st and closed January 1st in observance of the new year, our office will be closed December 24th & 25th.

Equipment Loans in South Bend, IN

When the work needs a new machine, trailer, or piece of gear, waiting to save up the full cost can slow you down. Policemen’s Federal Credit Union offers equipment loans to members across South Bend and Northern Indiana, with local support and flexible repayment options.

Finance the Equipment Your Work Depends On

Equipment is rarely a purchase you can put off. A tractor that fails before planting season, a trailer you need to haul materials, or office equipment for a growing small business all carry a price that is hard to cover in one payment. An equipment loan spreads that cost over time so you can get to work now.

PFCU finances small business equipment, industrial equipment, machinery, office equipment, tractors, and trailers, including utility trailers. We also finance equipment for personal projects. You can apply online, and our South Bend team will talk through your options with you.

Curious what a monthly payment might look like? Use our financial calculators to estimate it before you apply.

What You Can Finance With an Equipment Loan

Equipment needs look different from one member to the next. Here is what PFCU can help you finance:

Small Business and Office Equipment

Running a small business means buying equipment before the revenue arrives. PFCU offers financing for small business equipment, including office equipment, so you can outfit your operation without draining the cash you need for day-to-day expenses.

Machinery and Industrial Equipment

Heavy machinery and industrial equipment carry costs that are hard to absorb at once. PFCU provides machinery finance and industrial equipment financing, with repayment options to fit your budget and keep your operation moving forward as planned.

Personal Projects

Equipment loans are not only for businesses. PFCU also finances equipment for personal projects, so you can take on a big job at home or on the land and spread the cost over time instead of paying upfront.

How to Get an Equipment Loan

Applying for an equipment loan at Policemen’s Federal Credit Union takes three steps:

Become a Member

Membership is required to borrow from PFCU. It is open to anyone who lives, works, worships, or attends school in St. Joseph County, and to anyone who joins through the Fraternal Order of Police Associates. Check your eligibility here.

Apply Online or In Person

Start your application online, or visit our office at 1130 S Main St in South Bend. Tell us what you plan to finance, and we will walk you through what to expect and what information to bring with you.

Review With Our Team

Our team reviews your request locally in South Bend and talks through your repayment options with you. Approval is subject to credit review, and we will explain your terms clearly before anything is signed so you know what to expect.

Why Choose Policemen’s Federal Credit Union

Equipment Loan FAQs

PFCU finances small business equipment, office equipment, industrial equipment, machinery, tractors, trailers, and utility trailers, along with equipment for personal projects.
Yes. PFCU’s equipment loans cover small business and industrial needs as well as personal projects. Talk with our team about what you plan to buy.
Yes. You can apply online, or visit us at 1130 S Main St in South Bend. Our office is open Monday through Friday, 9 AM to 5 PM.

Your rate depends on your credit and the loan terms, and all loans are subject to credit approval. See our loan rates page for current equipment loan rates. Members who set up direct deposit into a PFCU Premier Checking account may qualify for a 1-point APR reduction.

Yes. Membership is required. It is open to St. Joseph County residents and workers, and to anyone who joins through the Fraternal Order of Police Associates.

Get the Equipment You Need

Whether you are outfitting a small business or taking on a big project at home, the right financing keeps the work moving.

If you are searching for equipment loans in South Bend, our team at Policemen’s Federal Credit Union is here to help with honest guidance, local support, and a process built around people, not pressure. Call us at (574) 234-1524 or reach out online.

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you're about to leave

You’re about to leave Policemen’s Federal Credit Union and visit one of our trusted partners’ websites. Please be aware that we are not responsible for their content. We recommend reviewing their Privacy Policy, as it may differ from ours. We hope you find what you’re looking for and appreciate your visit to Policemen’s Federal Credit Union.

You're about to leave

You’re about to leave Policemen’s Federal Credit Union and visit one of our trusted partners’ websites. Please be aware that we are not responsible for their content. We recommend reviewing their Privacy Policy, as it may differ from ours. We hope you find what you’re looking for and appreciate your visit to Policemen’s Federal Credit Union.

You're about to leave

You’re about to leave Policemen’s Federal Credit Union and visit one of our trusted partners’ websites. Please be aware that we are not responsible for their content. We recommend reviewing their Privacy Policy, as it may differ from ours. We hope you find what you’re looking for and appreciate your visit to Policemen’s Federal Credit Union.

You're about to leave

You’re about to leave Policemen’s Federal Credit Union and visit one of our trusted partners’ websites. Please be aware that we are not responsible for their content. We recommend reviewing their Privacy Policy, as it may differ from ours. We hope you find what you’re looking for and appreciate your visit to Policemen’s Federal Credit Union.

You're about to leave

You’re about to leave Policemen’s Federal Credit Union and visit one of our trusted partners’ websites. Please be aware that we are not responsible for their content. We recommend reviewing their Privacy Policy, as it may differ from ours. We hope you find what you’re looking for and appreciate your visit to Policemen’s Federal Credit Union.

You're about to leave

You’re about to leave Policemen’s Federal Credit Union and visit one of our trusted partners’ websites. Please be aware that we are not responsible for their content. We recommend reviewing their Privacy Policy, as it may differ from ours. We hope you find what you’re looking for and appreciate your visit to Policemen’s Federal Credit Union.